Invest for the Long Term

We like to build a model of your assets which includes all of your finances. The factors we include are debt, 401(k), educational funds, and real estate holdings. From this planning model, our team can make assumptions that are appropriate to your long-term goals. Our team works with you to build a model that identifies your lifestyle and financial goals and we build a road map for your future, which includes cash flow analysis, education funding, retirement funding, lifestyle goals and philanthropy.

The results of your financial modeling will identify:

• Your personal required rate of return
• Future lifestyle changes
• Socially Responsible investing
• Your risk tolerance
• “What if” scenarios
• Periodic review of your portfolio

We believe that successful long-term investment performance is the result of above average investment selection combined with careful risk management. Our active risk management is a process employed to manage potential downside risk due to factors that include global economic instability, economic sector and industry weakness, and deterioration in any specific security’s fundamentals. Active risk management is a process that is continually applied to our client’s global investment portfolio depending on the health and stability of both the economy and financial markets. Active risk management may cause your portfolio to experience periods of reduced exposure to particular sectors, industries or individual securities, as well as increased cash and fixed income weightings. Though risk management does not guarantee against investment loss, we believe that, over the long run our active risk management process helps mitigate risk.